{"id":45,"date":"2026-11-06T09:00:00","date_gmt":"2026-11-06T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/durgaram-ca\/2026\/11\/06\/saving-for-a-first-home-the-fhsa-may-beat-your-tfsa\/"},"modified":"2026-11-06T09:00:00","modified_gmt":"2026-11-06T09:00:00","slug":"saving-for-a-first-home-the-fhsa-may-beat-your-tfsa","status":"publish","type":"post","link":"https:\/\/www.durgaram.ca\/blog\/2026\/11\/06\/saving-for-a-first-home-the-fhsa-may-beat-your-tfsa\/","title":{"rendered":"Saving for a First Home? The FHSA May Beat Your TFSA"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>The First Home Savings Account (FHSA) offers tax-deductible contributions and tax-free withdrawals for first-time homebuyers, with an $8,000 annual and $40,000 lifetime limit. Unused FHSA funds can transfer to an RRSP tax-deferred. The Tax-Free Savings Account (TFSA) provides greater long-term flexibility for tax-free growth. FHSA suits down payment savings, while TFSA supports ongoing financial goals.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.fool.ca\/2026\/10\/14\/saving-for-a-first-home-the-fhsa-may-beat-your-tfsa\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The First Home Savings Account (FHSA) offers tax-deductible contributions and tax-free withdrawals for first-time homebuyers, with an $8,000 annual and $40,000 lifetime limit. Unused FHSA funds can transfer to an RRSP tax-deferred. The Tax-Free Savings Account (TFSA) provides greater long-term flexibility for tax-free growth. FHSA suits down payment savings, while TFSA supports ongoing financial goals. [&hellip;]<\/p>\n","protected":false},"author":593,"featured_media":46,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/posts\/45","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/users\/593"}],"replies":[{"embeddable":true,"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/comments?post=45"}],"version-history":[{"count":0,"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/posts\/45\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/media\/46"}],"wp:attachment":[{"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/media?parent=45"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/categories?post=45"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.durgaram.ca\/blog\/wp-json\/wp\/v2\/tags?post=45"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}